Insurance and Disability Benefits: Iowa
Federal law and guidance on this subject should be reviewed together with this section.
Author: Gloria Ju
Summary
- If an Iowa employer chooses to offer group life insurance to its employees, the employer must meet certain standards. See Group Life Insurance.
- If an Iowa employer offers group life insurance, premiums for the policies may be paid from different sources. See Employer Contribution and Coverage Requirements.
- Employees are entitled to a minimum grace period for paying premiums, except the first. See Grace Period.
- Group life insurance policies may be converted to individual policies under some circumstances. See Conversion Rights.