Insurance and Disability Benefits: Minnesota
Federal law and guidance on this subject should be reviewed together with this section.
Author: Gloria Ju
Summary
- Minnesota employers are not required to provide life insurance benefits. If life insurance benefits are provided, certain requirements must be met. See Group Life Insurance.
- Minnesota law does not permit an employer to require an employee to participate in a life insurance plan, except under certain circumstances. See Employer Contribution and Coverage Requirements.
- Employer group term life insurance policies issued in Minnesota must provide continuation coverage similar to that available under group health plans. See Continuation Requirements.
- The policy must also include conversion rights to an individual policy upon termination of coverage under the group plan. See Conversion Rights.
To continue reading, register for free access now.
Register Now
Already a Brightmine HR and Compliance Center user?
Log in
