Health Care Continuation (COBRA): Minnesota
Federal law and guidance on this subject should be reviewed together with this section.
Author: Kathi J. Wright, formerly of Lathrop GPM
Summary
- Employees who work and reside in Minnesota may have additional rights to those under federal COBRA for continued health coverage. See Covered Employers; Qualified Beneficiaries; Coverage; Disability Provisions.
- Insurers issuing group health insurance policies and HMOs in Minnesota must provide continuation benefits upon the occurrence of certain events that result in a covered person's loss of coverage. See Covered Employers.
- The maximum periods of coverage, maximum premium amount, and minimum employer size requirements differ from federal COBRA rules. See Covered Employers; Coverage; Premiums.
- Employers have certain notification and administrative responsibilities under Minnesota continuation law. See Employer Responsibilities.
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