Health Care Continuation (COBRA): Rhode Island

Federal law and guidance on this subject should be reviewed together with this section.

Author: Francis P. Morley

Summary

• Rhode Island's continuation coverage law provides up to 18 months of continuation coverage under certain circumstances. See Rhode Island Continuation Coverage Law.
• Rhode Island's continuation coverage law applies to all employers, regardless of the size of the employer. See Rhode Island Continuation Coverage Law.
• In some cases, Rhode Island continuation coverage does not apply to employees or employers in the construction industry. See Rhode Island Continuation Coverage Law.
• Premiums for continuation coverage are capped at 100% of the group plan rate. See Premiums.
• Employers are required to post a notice to employees of their options under the Rhode Island continuation coverage law. See Employer Responsibilities and Liabilities.
• Employers may be liable for benefits if they do not remit premium payments for covered individuals in a timely manner. See Employer Responsibilities and Liabilities.
• Divorced spouses may be afforded special continuation of coverage rights. See Divorced Spouse Provisions.