Health Care Continuation (COBRA): Texas
Federal law and guidance on this subject should be reviewed together with this section.
Author: Jayne Zanglein, Western Carolina University
Summary
- In certain circumstances under Texas's "Mini-COBRA" law, group health policies issued to employers are required to provide continuation of benefits for up to nine months. See Texas State Continuation Coverage Law.
- Dependent coverage may be required for up to three years in certain circumstances. See Texas State Continuation Coverage Law.
- Texas extends federal COBRA obligations for employers with 20 or more employees by six months. See Extension of COBRA Coverage.
- Health Maintenance Organizations and insured group health plans are not required to offer individuals the opportunity to convert from a group policy to an individual policy. See Conversion.
- Written notice of continuation or conversion privileges must be provided to each employee or dependent insured under the group and affected by the termination of coverage. See Notice Requirements.
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