Health Care Benefits: Kentucky

Federal law and guidance on this subject should be reviewed together with this section.

Author: Patricia A. Morley, Research and Writing Associates

Summary

• Kentucky chose to establish a state-based Marketplace under the Affordable Care Act. See Health Insurance Marketplaces Under the ACA.
• Same-sex marriage is legal nationwide. See Same-Sex Partner Benefits.
• Group health plans in Kentucky must cover mammograms if mastectomies are covered. See Mammograms, Mastectomies, Breast Reconstruction and Breast Cancer Treatment.
• Group health plans in Kentucky are required to provide coverage to newly born children from the moment of birth. See Pregnancy and Dependent Coverage.
• Group health policies must provide coverage for alcohol treatment. See Mandatory Alcohol Treatment.
• Group health plans must provide mental health parity. See Mental Health Parity.
• Group health plans must provide coverage for certain other diseases or medical conditions. See Diabetes; Temporomandibular Joint and Craniomandibular Disorders.
• Group health plans must provide coverage for the use of certain specified health providers. See Coverage for Specified Providers.
• Insurers are prohibited from discriminating against individuals based on certain reasons. See Discrimination.