Health Care Benefits: Oklahoma

Federal law and guidance on this subject should be reviewed together with this section.

Authors: Alan L. Rupe and William C. McCartney, Kutak Rock LLP

Summary

• Oklahoma chose not to establish a state-based Marketplace under the Affordable Care Act. See Health Insurance Marketplaces Under the ACA.
• Same-sex marriage is legal nationwide. See Same-Sex Partner Benefits.
• Small employers in Oklahoma, generally employers with two to 50 employees, are eligible to purchase small group plans under Oklahoma's Small Employer Health Insurance Reform Act. See Health Coverage for Small Employers.
• Group health policies in Oklahoma must offer substance use benefits on terms similar to physical health benefits. See Substance Abuse Parity.
• Group health policies in Oklahoma must offer mental health benefits on terms similar to physical health benefits. See Mental Health Coverage.
• Group health policies in Oklahoma must include dependent coverage. See Dependent Coverage.
• Group health policies in Oklahoma that include maternity coverage must offer a threshold amount of coverage. See Maternity Coverage.
• Group health policies in Oklahoma must provide coverage for certain other illnesses, diseases, and medical and surgical procedures. See Diabetes Coverage, Mammogram Coverage.
• Group health policies in Oklahoma must provide coverage for certain specified health providers. See Coverage for Specified Providers.
• Oklahoma insurers are prohibited from discriminating against individuals for certain reasons. See Prohibition on Insurer Discrimination.