Health Care Continuation (COBRA): New Jersey
Federal law and guidance on this subject should be reviewed together with this section.
Author: John Sarno, Employer's Association of New Jersey
Summary
- New Jersey's Continuation Coverage Rules, also known as New Jersey's mini-COBRA law, applies to employers that employ between two and 50 employees including employers to whom federal COBRA does not apply. See New Jersey Continuation Coverage Law.
- Employees who qualify under federal COBRA, are not eligible for coverage under New Jersey's mini-COBRA law. See New Jersey Continuation Coverage Law.
- Employees that terminate employment as a result of a disability may be eligible to continue coverage under a group health plan. See Continuation Coverage in the Event of Total Disability.
- New Jersey group health policies issued to employers generally must include limited conversion coverage. See Limited Right to Conversion.
- New Jersey law requires group health benefits plans and small employer health benefits plans to allow dependents up to age 31 to continue coverage under a parent's plan. See Continuation Coverage for Adult Children.
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