Group health plans must offer continuation coverage under COBRA to qualified beneficiaries after a qualifying event has occurred. This chart provides a summary of qualifying events, qualified beneficiaries and the maximum periods of COBRA continuation coverage.
An employer may use this letter to notify COBRA participants that COBRA coverage will terminate due to expiration of the COBRA continuation coverage period.
An employer may use this letter to notify individuals on COBRA continuation coverage that coverage will terminate earlier than the end of the maximum coverage period of COBRA coverage applicable to a qualifying event.